SharedLiquidity.
Lending Protocol on Stellar.

Ergo Protocol brings next-generation capital efficiency to Stellar. Supply, borrow, and leverage assets with a robust shared core, fallback oracle aggregators, and compliance modularity.

Protocol TVL

$48.6M+

Protocol LT

85.0% LTV

Protocol avg APY

14.85% APY

Architecture Context

Engineered to solve liquidity fragmentation on Stellar.

Unlike traditional lending systems that isolate funds across separate pools, Ergo Protocol runs a hybrid **Shared Liquidity Core + Isolated Satellite Pools** framework. This secures ultimate capital efficiency and cross-pool routing safety.

Read our Technical Spec
Capital growth background
01/→

Capital that grows

Earn passive yields natively on Stellar as your assets deploy dynamically across low-risk market-making pools.

Liquidity background
02/→

Liquid and flexible

Stay fully liquid with instant entry and exit options. Withdraw, transfer, or leverage your assets without lockups or hidden delays.

Automated flow background
03/→

100% hands-free

No complex monitoring required. The automated algorithms handle security rebalancing and optimization parameters under the hood.

Supported Ecosystem integrations & technologies

STELLAR
SOROBAN
DECIMAL
NEXUS
LUMENS
Risk Dashboard Visual
Real-time Risk Management

Institutional-grade Oracles & Dutch Liquidations.

Monitor active positions, check price aggregator safety status, and watch liquidation auctions occur transparently. Our multi-source aggregator queries Reflector & DEX TWAPs with staleness limits and deviation circuit breakers.

Ergo in Action

Use cases built for modern finance.

Explore how Ergo Protocol transforms financial interactions for developers, businesses, and treasury managers alike.

Business abstract curves
01 / Businesses

Enterprise Yield Integration

Boost platform engagement by offering Ergo savings yields. Programmatically embed high-yield pools into customer balance sheets using our Stellar Soroban smart contracts.

Treasury abstract waves
02 / Treasuries

Capital Optimization

Avoid idle balances. Put corporate treasury cash to work automatically inside liquid and heavily collateralized money markets, keeping funds ready for immediate business deployment.

Compliance abstract curves
03 / Compliance & RWA Layer

Native Compliance Modules

Ergo features a thin, auditable compliance contract. Integrate with Stellar's native authorization flags and clawback primitives directly, making permissioned institutional lending possible.

Built for Builders

Developer-first architecture.

Integrate Ergo in minutes. We provide robust SDKs, type-safe Soroban bindings, and a fully documented REST API to orchestrate transactions and manage user assets cleanly.

ergo_lending_demo.ts
import { ErgoClient, Network } from "@ergo-protocol/sdk";

// Initialize Ergo SDK for Stellar Mainnet
const ergo = new ErgoClient({
  network: Network.MAINNET,
  rpcUrl: "https://soroban-rpc.stellar.org"
});

// Deposit USDB stablecoins into the lending pool
const receipt = await ergo.deposit({
  assetCode: "USDB",
  amount: "15000.00",
  signer: myStellarWalletSignature
});

console.log(`Deposited successfully. APY: ${receipt.apy}%`);
Experience Ergo

Ready to amplify your
Stellar assets?

Launch the application on Testnet or Mainnet. Connect your Stellar wallet and configure your lending parameters in seconds.